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Pat A. McDavitt
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Article Title: Check by Phone
Author: Pat A. McDavitt
Word count: 656
Article URL
Article Start
Check by Phone
When you have been in business for a while, you know that success isn’t just about winning jobs or selling products. It’s also about getting paid. And the sooner the better.
Check by phone offers credit card convenience for check customers. Check by phone provides you with:
• Immediate payment for goods & services
• Up to 100% larger marker—instantly
• Reduced in-house paperwork
• Increased return on advertising
• Solid customer loyalty
• Lower credit card costs
• Collection of past due accounts over the phone
• Ship products faster—no more COD hassles
• Easy implementation
What is check by phone?
Check by phone is an extension of the pre-authorized payment system used by insurance and mortgage companies since the 1970s.
Your customer authorizes you to debit his/her checking or savings account as a means of payment for your goods or services. Once you have authorization from the customer, you are in control of being paid. Using the banking information provided by your customer, you simply enter the information on an Internet based software program to collect check by phone sales. The check by phone amount moves from your customer’s checking or savings account into your business checking account within 48 hours!
Increase Your Market & Your Profits.
Less than half of the American public owns a credit card—even fewer businesses. And half of those businesses that do can’t use them. You are probably already accepting checks from these customers. Why not take advantage of the convenience and financial benefits of accepting checks over the phone, fax or Internet as they would a credit card.
• Mail order/catalog sales
• Travel agents
• Collection agencies
• Advertising sales
• Parts suppliers
• Network marketing companies
• Utility companies
• Television shopping networks
• Charity fund raisers
• Florists
• Pharmacies
• Internet service providers
• Delivery services
Any business that accepts checks can enjoy the ease and profitability of check by phone services.
How does it work?
Accepting your customer’s check by phone, fax, Internet, or email can be as easy as accepting a credit card. Ask your customer for the bank routing and account numbers which are printed at the bottom of every check. You enter this information using Internet based software to collect your funds within 48 hours. It is as simple as that!
What does check by phone cost? This depends on the volume of checks to be processed monthly. A very inexpensive amount is typical which will almost always be less than the cost of accepting credit cards.
Now you can offer credit card convenience to checking account customers by allowing them to pay by check right over the phone, and save the hefty percentage you are paying on credit card customers. If you have customers who order over the phone, check by phone can increase your sales potential by 100 million customers in the U.S.

Article End

About the Author:
C. J. & Tuck Consulting, LLC owns and operates http://www.cashflownow.org. We specialize in Electronic Payment Processing Services. Pat A. McDavitt, Author Telephone: 512-837-1358 Fax: 512-837-0345